Terms of Use

Last Updated: February 2026

1. Introduction

Welcome to AuraInsights ("App", "Service"). These Terms of Use govern your access and use of the mobile application and website operated by ${COMPANY_DATA.name}, D-U-N-S Number: ${COMPANY_DATA.duns} ("Provider", "we", "us"). By creating an account, you agree to these terms.

2. Description of Service

AuraInsights is an advanced personal finance and wealth management tool. Features include:

3. User Accounts & Security

You must provide accurate information when creating an account. You are strictly responsible for maintaining the confidentiality of your login credentials. We will not be liable for any loss resulting from unauthorized access to your device. You must notify us immediately of any security breach.

You must be at least 16 years of age to create an account. By registering, you represent that you meet this minimum age requirement.

4. Subscriptions, Trials, and Billing

5. Open Banking and Third-Party Services

We use licensed Account Information Service Providers (AISPs) to connect to your bank. We are not a bank, financial advisor, or payment processor. We do not initiate transactions. The accuracy of bank-synced data depends entirely on the uptime and accuracy of your financial institution's API.

5b. Intellectual Property

All content, trademarks, software, algorithms, and intellectual property within the AuraInsights application and website are the exclusive property of TINO DNT SOFTWARE S.R.L. You are granted a limited, non-exclusive, revocable license to use the App for personal, non-commercial purposes only.

5c. Prohibited Uses

You agree not to use the Service to violate any law, engage in fraudulent activity, reverse-engineer our software, scrape data, transmit malware, or use it for any commercial purpose without our written consent.

6. Limitation of Liability

The Service is provided "as is". We do not guarantee that the App will be error-free or uninterrupted. AuraInsights provides financial analytics for informational purposes only and does not constitute professional financial advice. To the maximum extent permitted by law, ${COMPANY_DATA.name} shall not be liable for any direct, indirect, or consequential damages resulting from your use of the App, loss of data, or decisions made based on the App's analytics.

Severability: If any provision of these Terms is found invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Force Majeure: We shall not be liable for failures due to circumstances beyond our reasonable control, including natural disasters, cyber-attacks on third-party infrastructure, or banking API unavailability.

7. Account Termination

You may terminate your account at any time via the Settings -> Security & Privacy menu. We reserve the right to suspend or terminate your access immediately if you violate these Terms, engage in fraudulent activity, or attempt to reverse-engineer our software.

8b. Changes to These Terms

We reserve the right to update these Terms at any time. When we make material changes, we will notify you via email or in-app notification at least 14 days before the changes take effect.

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Romania and the European Union. Any disputes shall be subject to the exclusive jurisdiction of the competent courts in Romania.