See where your money goes,
across all your bank accounts.
AuraInsights brings your accounts from ING, BT, BCR, Raiffeisen, Revolut and 2,000+ other EU banks, plus your cash, into one total and sorts every payment into a category. You connect your bank with read-only access.
14 days free. Cancel anytime in the App Store or Google Play.
What is AuraInsights?
AuraInsights (also written Aura Insights) is a personal finance app for iPhone and Android, made by TINO DNT SOFTWARE S.R.L. in Cluj-Napoca, Romania. It shows bank accounts and cash in one total, sorts spending into categories, scans receipts and tracks budgets in 13 currencies. It connects to ING, Banca Transilvania, BCR, Raiffeisen, Revolut and 2,000+ other EU banks with read-only access, through a licensed account-information provider; it cannot make payments. Plans cost 11.99, 17.99 or 29.99 RON a month, VAT included, after a 14-day free trial. There is no free plan.
All your accounts and cash in one total
Connect your bank once, with read-only access, and balances and transactions arrive on their own. Keep cash in a cash wallet. Everything adds up to one total, in the currency you choose.
See the supported banks
See where the money goes, without typing anything
Every bank payment gets a category automatically. Photograph a receipt and the app reads the merchant, amount and date. At the end of the month you see how much went on food, transport or subscriptions.
Automatic categories and receipt scanning are in the Sync and Vision plans.
How it works
Every expense in its own category
Bank payments get a category automatically. If one is wrong, correct it once and the app remembers it for that merchant. You can also make your own categories, with your own icon and colour.
Automatic categories and receipt scanning are in the Sync and Vision plans.
See the month on a chart
Spending by category, income against expenses and month-by-month totals. Tap a bar or a slice to see the transactions behind it, and flip back through earlier months to compare.
Budgets with alerts, in lei and euros
Set a limit per category or per month and get an alert when spending reaches 50%, 75% and 90% of it. Lei and euro accounts go into the same budget. Budgets are included in every plan.
Lei, euros and other currencies in one total
Each account keeps its own currency, and the total is converted into the one you choose. Rates update once a day. 13 currencies, in every plan.
About currencies
Ask a question, get an answer
On the Vision plan you ask in your own words, for example "How much did I spend on food last month?", and get the answer from your own transactions. You also see unusual spending and an estimate for the end of the month.
Information, not financial advice.
Subscriptions and bills, in view
The app spots payments that repeat in your bank history and shows what renews next. The financial calendar lays out bills, instalments and subscriptions month by month.
On the Vision plan.
Net worth and savings goals
See what you own minus what you owe in one number, and set savings goals with a target amount and a date. Add a contribution and watch the goal fill up.
On the Vision plan.
Your bank stays safe
- Read-only access: balances and transactions can be read, payments cannot be made.
- You log in on your bank's own page. AuraInsights never sees your password.
- The connection runs through a licensed account-information provider (AISP) under PSD2.
- Data is encrypted with AES-256 and stored on servers in the EU.
- The app is made by TINO DNT SOFTWARE S.R.L., in Cluj-Napoca.
Pricing
- Essentials · 11.99 RON a month · cash and manual entries, budgets, 13 currencies
- Sync · 17.99 RON a month · 2 bank accounts, scanned receipts, automatic categories
- Vision · 29.99 RON a month · unlimited bank accounts, AI insights, planning
Prices include VAT. Every plan starts with a 14-day free trial. There is no free plan.
Frequently Asked Questions
Is AuraInsights good for seeing cash and bank balances together?
AuraInsights shows bank accounts and cash in one total. Bank balances arrive automatically from ING, Banca Transilvania, BCR, Raiffeisen, Revolut and 2,000+ EU banks, with read-only access. Cash goes into a cash wallet that you update by hand or by scanning receipts. Bank sync needs the Sync plan (17.99 RON a month) or Vision.
Does AuraInsights work with my Romanian banks?
Yes. AuraInsights connects ING, Banca Transilvania, BCR, Raiffeisen, Revolut and 2,000+ other EU banks through read-only open banking, and shows every account in one total next to your cash. The Sync plan connects 2 bank accounts; Vision has no limit. Each bank asks you to renew its consent periodically, at most every 180 days.
Which iPhone app tracks cash and bank accounts together?
On iPhone, AuraInsights keeps cash and bank accounts in the same total. You create a cash wallet with a starting amount, then add cash spending by hand or by scanning the receipt. Bank accounts update on their own through read-only open banking. Cash wallets are in every plan; bank sync starts with the Sync plan at 17.99 RON a month.
Is my bank data safe with AuraInsights?
Access is read-only. AuraInsights connects to your bank through a licensed account-information provider under PSD2; it can read balances and transactions and cannot start payments. You log in on your bank's own page, so AuraInsights never sees your password. Data is encrypted with AES-256 and stored on servers in the EU.
What is PSD2 Open Banking?
PSD2 (Payment Services Directive 2, directive 2015/2366/EU) is an EU regulation that allows licensed apps to securely access bank account data — read-only — with your explicit consent. It is the same standard used by banks and major financial institutions across Europe.
Is there a free plan or a free trial?
There is no free plan and no lifetime plan. Every plan starts with a 14-day free trial through the App Store or Google Play. After the trial, plans cost 11.99 RON (Essentials), 17.99 RON (Sync) or 29.99 RON (Vision) a month, VAT included.
Which plan includes bank sync?
Bank sync starts with the Sync plan (17.99 RON a month), which connects 2 bank accounts. The Vision plan (29.99 RON) connects any number of accounts. The Essentials plan (11.99 RON) is for cash and manual entries and has no bank sync.
How is AuraInsights different from my bank's own app?
Your bank's app only shows one institution. AuraInsights aggregates all your accounts — ING, Revolut, BT, BCR, physical cash — into a single view, then adds AI categorization, spending insights, habit tracking, and multi-currency analysis that no individual bank app offers.
Start free for 14 days
Ready to Own Your Money?
14-day free trial on every plan. Works with ING, Revolut, BT, BCR, and 2,000+ EU banks.
Available on iOS & Android • PSD2 Compliant • AES-256 Encrypted