Monthly budgets with limits and alerts

Start from your salary

To budget a monthly salary you need three numbers: your income, your fixed bills and a limit for everything else. In AuraInsights you set a limit per category or for the whole month, in lei or another currency, and get an alert before you pass it. Budgets are in every plan, from 11.99 RON a month, on iOS and Android.

1. Write down your monthly income.
2. Subtract fixed bills: rent, instalments, utilities.
3. Set a limit for what is left, per category or for the whole month.

How to create a budget in the app

1. Open the Budgets tab and tap (+) in the top-right corner.
2. Fill in the basics: a name, the spending limit and the currency.
3. Choose how it repeats: one-time, weekly, monthly, quarterly or yearly.
4. Choose the categories and wallets you want to track. If you choose none, all expenses are tracked.
5. Tap Save. The budget appears as a card with a progress bar.

Alerts before you overspend

You get an alert when spending reaches 50%, 75%, 90% and 100% of a limit, then again as you go further over, at every extra 25%. Spending from connected bank accounts counts toward the budget automatically. These are spending alerts for the limit you set yourself. The app is on the App Store and on Google Play.

A household budget in lei and euros

For a household budget in lei and euros, AuraInsights keeps each account in its own currency and shows one total in the currency you choose. You set a monthly limit per category and get an alert before you pass it. The budget lives in one account; there is no shared family login. Budgets and currencies are in every plan. Read more about currencies.

For students

For a student in Romania, the best budget app is the one you keep using; a free spreadsheet is enough to start. AuraInsights has no free plan: Essentials costs 11.99 RON a month after a 14-day trial and covers cash wallets, budgets with alerts and several currencies. Automatic bank sync starts at 17.99 RON a month.

Which plan you need

Budgets and alerts are in every plan, from 11.99 RON a month. For the app to count your bank spending automatically you need the Sync or Vision plan. With the Essentials plan you add transactions by hand or from receipts. See the prices.