Which budget apps connect to Romanian banks?
This comparison is written by the AuraInsights team. From the sources read on 12 November 2026: AuraInsights connects ING, Banca Transilvania, BCR, Raiffeisen and Revolut with read-only access, on iOS and Android, from 17.99 RON a month for bank sync, after a 14-day free trial. Spendee lists Romania among its countries with bank connection, in the Premium plan. For Wallet by BudgetBakers, Revolut, Money in Motion and Martia we could not confirm coverage of Romanian banks.
Updated:
How we compared
We looked at eight things: whether the app connects to Romanian banks, whether it handles cash, whether it sorts transactions into categories by itself, whether it scans receipts, whether it works in several currencies, which platforms it runs on, what it costs and whether it has a free plan. Every fact about another app comes from that app’s own site or store page, linked in the table. Checked on 12 November 2026. Prices and features change, so confirm them on the app’s site before you choose. Where a source says nothing, the cell says "not verified".
The comparison
| App | Romanian banks | Cash | Automatic categories | Receipt scanning | Several currencies | Platforms | Price as published | Free plan |
|---|---|---|---|---|---|---|---|---|
| AuraInsights | ING, Banca Transilvania, BCR, BRD, Raiffeisen, CEC Bank, UniCredit, Libra Internet Bank and Revolut and 2,000+ other EU banks | Yes, cash wallets | Yes, on the Sync and Vision plans | Yes, on the Sync and Vision plans | Yes, 13 currencies | iPhone, Android | 11.99 to 29.99 RON a month, VAT included | No; 14-day free trial |
| Spendee | Romania is on its list of countries with bank connection (source); connecting is part of Premium. Romanian banks: not verified | Yes, one cash wallet on the free plan (source) | Yes, in Premium (source) | Says you can photograph a receipt; which plan: not verified (source) | not verified | iPhone, iPad, Android, web (source) | Plus $3.99 a month or $27.99 a year; Premium $7.99 a month or $44.99 a year (App Store, United States). Its site says the price depends on country and store (source) | Yes: manual entries, one cash wallet, the total budget, CSV export (source) |
| Wallet by BudgetBakers | Says "over 15,000 institutions worldwide" (source). Romania and Romanian banks: not verified | not verified | Yes (source) | Yes, in the mobile apps (source) | Yes, it says multi-currency (source). List of currencies: not verified | iOS, Android, web (source) | No amounts on the pages read: not verified | Yes, for manual tracking; bank sync is in Premium (source) |
| Monavo | No: its App Store page says it has no bank connection (source) | not verified | Yes: says it reads a line you type and puts it in a category (source) | not verified | Yes, says multi-currency (source) | iPhone only, per its App Store page (source) | Monavo Pro $19.99, $39.99 (lifetime) and $2.99 (App Store, United States; the period of each price is not stated) (source) | Yes: unlimited manual entries and 100 AI quick-adds a month (source) |
| Money in Motion | No mention of a bank connection found (source) (source): not verified | not verified | not verified | not verified | not verified | The App Store page lists iPhone and iPad; the press article says App Store and Google Play (source) (source) | Free, per both sources | Yes, the app is free, per both sources |
| Martia | No official site found: not verified | not verified | not verified | not verified | not verified | not verified | not verified | not verified |
| Revolut (linked external accounts) | Revolut’s help page could not be read: not verified | not verified | not verified | not verified | not verified | not verified | not verified | not verified |
| Your bank’s app or a spreadsheet | A bank’s app shows that bank’s accounts; in a spreadsheet you type the data in | In a spreadsheet, yes | No, unless you set it up | No | In a spreadsheet, if you add them | Depends on the bank or spreadsheet program | Depends on the bank | Depends on the bank |
App Store prices are the ones shown for the United States, in dollars; in Romania they may differ. The Money in Motion App Store page and the press article do not show that they are the same product.
When another app is the better choice
If you want a free app, the table shows that Spendee has a free plan with manual entries and Monavo has one with unlimited manual entries; Money in Motion is, according to the sources read, free. According to these sources, none of them offers a free, confirmed connection to Romanian banks. If all your accounts are at one bank, that bank’s app may be enough. If you want a budget shared with someone else, a bank’s app or a shared spreadsheet can be simpler than any app in the table.
When AuraInsights fits
AuraInsights fits if you have accounts at several Romanian banks and some cash, if you work in lei and euros, and if you accept paying for automatic sync: from 11.99 RON a month, with a 14-day free trial. Bank sync starts with the Sync plan. See the supported banks, the budgets and the prices.
Apps that use AI
From the sources read: Wallet says AI improves its categorisation over time, Monavo reads a line you type and puts it in a category, with no bank connection, and Spendee sorts bank payments into categories automatically, in Premium. AuraInsights reads transactions from ING, Banca Transilvania, BCR, Raiffeisen and Revolut, categorises them automatically, scans receipts and, on the Vision plan, answers questions about your spending. For Martia we found no official source.
Frequently asked questions
Which budget apps connect to Romanian banks?
The table confirms AuraInsights, and for Spendee it confirms that Romania is on its list of countries with bank connection. For the other apps, Romanian banks are not verified.
Is there a free budget app that connects to the bank?
We could not verify one. Spendee has a free plan, but bank connection is part of Premium; Monavo and Money in Motion are free or have a free plan, but we found no bank connection for them.
Does AuraInsights have a free plan?
No. It has a 14-day free trial, then plans from 11.99 RON a month.
Who wrote this comparison?
The AuraInsights team. Sources are linked in the table and were checked on the date shown on the page.
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